indianbanksassociation Chapter 143 A small opinion!
Chapter 143 A small opinion!
Chapter 143 A Little Opinion!
Muchen didn't understand the big truth.
But according to his experience over the past few years, the government will never let the real estate collapse.
Because the involvement is too great, I can't afford to collapse.
In one country, the country is not unaware of the abnormal development of the real estate market, but because the volume is too large, if it is so huge that if it goes to war, it will not collapse, but at least it will be at the level of muscle and bone, and it is very likely to destroy the real estate market. Lose the achievements of decades of economic development.
Therefore, we can only carry out macro-control bit by bit in a slow and meticulous way.
Looking at the overall development of the real estate industry, since 06, it has basically grown step by step, sometimes even two or three steps upwards.
Not to mention the big cities like Beijing, Shanghai, Guangzhou and Shenzhen, but just looking at Linjiang, the house price ten years ago has more than tripled compared to the current house price.
From the end of 16 to the beginning of 18, in a little over a year, the overall house price rose by more than 50%, and some districts and counties directly doubled.
If it continues to develop in accordance with this trend, it will naturally be uncontrollable.
Therefore, regulation is needed, but many people understand regulation as the government suppressing housing prices.
Actually not, according to Mu Chen's idea, the essence of regulation is orderly growth.
In other words, housing prices can rise, but not for as long as a few years ago. The increase in housing prices should be regulated according to the actual situation, combined with the wage level of various places, and some other parameters.
As a result, house prices that originally took two years to double may now take five to ten years to double.
With such a buffer period, the country has time and opportunity to find new pillar industries to replace the status of the real estate industry.
That's when the economy really took off.
"So, Brother Zhang, do you think it's necessary to invest in a house?" Mu Chen didn't answer Zhang Guoqing's question directly, but carefully analyzed the overall situation with him.
The current policy is, if you want to speculate, I'm sorry, I will just cut it across the board and not give you a chance.
But if you just want your money not to depreciate, then no problem, I didn't limit you to it, you can join in.
Of course, for those who just need it, the regulation of real estate does not have much impact on them.
Zhang Guoqing was silent for a while.
Mu Chen's words were indeed very thorough. Although some issues may not be clearly expressed, Zhang Guoqing has been struggling in the society for so long, and his own industry is a little bit marginal. , I usually understand a little bit under the influence of my ears and eyes.
"Brother Mu, you are really good." Zhang Guoqing gave Mu Chen a compliment.
Muchen looks like he is in his 20s, but his views on these things are very thorough and comprehensive.
He also heard some analysis on the rise and fall of housing prices before, but he was not as thorough as Muchen.
"For some time, I'll take a few friends to see your real estate." Zhang Guoqing thought for a while and said.
I do have an idle fund, which was originally placed in the bank.
But now, hearing what Mu Chen said, it's better to just invest in real estate, not to make a lot of money, just not to depreciate.
He also knows that although money is safest in the bank, it is also the easiest to depreciate.
But he also doesn't have any good investment channels. He doesn't dare to touch things like stock funds, for fear of falling into them and not getting back up.
Although he also bought wealth management, the income is actually average. After all, the bank's wealth management is also stable, and he dare not invest in high-risk ones.
"No problem, just send me a WeChat in advance when the time comes, and I will arrange a good real estate consultant to receive you." Although Mu Chen didn't know whether Zhang Guoqing was being polite or he was really persuaded by him, but such a good relationship Naturally, he will not let go of this opportunity.
"I can't tell, Brother Mu is also the leader." Zhang Guoqing couldn't help joking when he heard Mu Chen's words.
Mu Chen waved his hands again and again, "What kind of leader is it? It's not a part-time job. It's just that I'm not in charge of specific business matters now."
"Remember to give me the biggest discount at that time." Zhang Guoqing said with a smile.
He didn't care much about Mu Chen's identity, it was just this person who he handed over.
In one, Mu Chen is only at this age, even if he is a leader, he will not be a big leader.
"No problem, Brother Zhang will definitely give you the biggest discount for just one sentence." Mu Chen said with a smile.
There is no need to ask Zhou Yang about this matter, as long as the matter over there is not settled, Zhang Guoqing will definitely be given face.
Even if it is settled, Zhou Yang will not save Mu Chen's face if Mu Chen asks for a small discount.
"How are you? In the real estate industry, you should have made a lot of money." Zhang Guoqing smiled.
Mu Chen shook his head slightly, and said with a smile, "Brother Zhang, you have a good job, a stable job, a good income, and the company's treatment is so good."
"When I just graduated, I also thought about taking the civil servant and public institution exams, but after I left school, I didn't have the time to study. It's a pity that I plunged into this profession." Mu Chen said helplessly.
This is true. With so much employment pressure now, civil servants and public institutions are basically everyone's first choice.
For ordinary families, everyone wants to go in if they have the opportunity.
However, this is a battlefield that is even crueler than the college entrance examination, and it is not easy to enter if you want to.
"Hey, what's so good about this, all kinds of constraints, all kinds of rules and regulations must be followed." Zhang Guoqing said helplessly.
Everyone says that state-owned enterprises are good, but the real suffering is unknown to outsiders.
"By the way, Brother Zhang, what kind of policy does your company have? Is there such a good thing?" Mu Chen looked at the atmosphere and pretended to ask inadvertently.
Zhang Guoqing shook his head slightly, "Actually, it's a company benefit. In order to increase the cohesion of the company's employees, the higher-ups created this benefit. According to the length of service, an interest-free loan of 10-50 yuan can be provided. proportion deducted."
This is not a password, it doesn't matter if Mu Chen asks and tells him.
"That's a lot of money, and your company is really willing." Mu Chen was full of emotion.
Other companies are different.
Caigang is ranked first in the country, with at least tens of thousands of employees. Even if each person is only allowed to borrow 10 yuan, it will cost hundreds of millions.
"Actually, it's okay. This policy is mainly aimed at the employees of the Caigang headquarters. It is estimated that there are only a few thousand people, and most of them have houses. We mainly consider that the number of employees in the first house will increase. Higher." Zhang Guoqing thought for a while and said.
The above content is purely personal opinion.
Asking for a subscription and a monthly pass, I won’t ask for a reward, and I won’t give it if I ask, hum!
(End of this chapter)